I highly recommend T.M. Ryder for insurance needs. I have been with T.M. Ryder for 45 years for my car and house coverage. T.M. Ryder have always been very prompt, very efficient, and very friendly. Also, my family has had T.M. Ryder over 50 years and feels the same way. I give T.M. Ryder the highest recommendation for insurance needs. T.M. Ryder is the only agency I would use.