Personal Umbrella Policy Myths—Busted Jorin Johnson of the Superior Insurance Agency in Fargo, North Dakota says one portion of his agency’s customer base doesn’t need to be convinced about the value of extra personal umbrella policy coverage for uninsured and underinsured motorists: attorneys. “It’s ironic, isn’t it?” Johnson asks. “Those people who have actually worked…

What’s Next for Usage-Based Insurance? BY SETH BIRNBAUM The usage-based insurance (UBI) market could be worth $123 billion by 2023—and its consumer base could grow from 15 million to 142 million over the same timeframe, according to Allied Market Research. What was once confined to plug-in dongles from a limited number of carriers will be…

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